Outlook for 2018

January 23, 2018

Decline possible – recovery inevitable

Although we don’t see any specific headwinds and in fact the expected strong fourth quarter earnings of companies along with the decrease in US corporate taxes suggest the US market has more upside – we can never get too complacent with equities. Complacence may lead to taking more risk which is exactly what not to do in these markets.

The fund managers I recommend are still able to find value in certain equities. More so these are found outside of North America and Emerging markets.

I include a link to Andrew Pease of Russell Investments “2018 Global Market Outlook: Running with the Bulls”. To summarize, he is not bullish or bearish and feels equity markets may push higher in the first half of the year and face headwinds in the latter part of the year.

Article: 2018 Global Market Outlook:Running with the Bulls


For those withdrawing from their portfolio’s

We have reviewed portfolio’s and are ensuring sufficient allocation to fixed income so in the event of a dramatic market decline we would recommend switching withdrawals to fixed income to ride out the decline and recovery.

For those investing for their retirement

A market decline would be welcome as shares would then be purchased at lower prices. I would review portfolio’s and contact you to suggest making your investments earlier than planned to take advantage of the sale.

Wrapping up 2017

As an investment year, 2017 had few if any equals – low volatility and strong double digit returns. Here are some of the key numbers:

We saw nothing of the typical intra year market swings of 5 to 15%. It was an easy year to be invested in equities – but don’t assume this will remain so!

New Faces in our office

November 14, 2017

As our business grows and as my long time and beloved assistant Nancy’s retirement looms, we have been adding to our support staff and you may be getting emails or calls from a few new people.

Kam Yuen comes to us from another financial planning firm with over 15 years experience in the industry and having completed his compliance licensing. Don’t allow his quiet demeanor throw you, he knows his stuff and has learned our systems quickly. He makes sure we complete our documentation correctly.

Sarah McCallum is coming back to financial services having spent a few years with Sun Life and then in administration with non-profit company. We are giving her time and a lot of training to get her up to speed. You will most likely be hearing her voice when you call reception.

Nickie Anderson has moved to part time and is in two days a week – typically Tuesdays and Thursdays. Nancy Penk started working with me in 1997 and her husband retired a year or so ago so is now on half days and will be until April – maybe May?? She needs to get used to not doing anything all day – personally, I don’t think she can.

Page 2 of 1351234...Last »